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The Best Investments Of 2018 Revealed

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Instead of placing all of your disposable income into a long-term savings account, it’s well worth using some of your well earned disposable income to invest in your financial future. As the potential benefits of the 3 great investment opportunities listed below are far greater than the projected benefits of saving your income in a long-term savings account. Especially as in recent years, banks have begun to offer laughably low-interest rates of around 2%.

The Best Investments of 2018 Revealed:

1. Cryptocurrencies

If you’re looking to invest a small proportion of your disposable income into lucrative investment opportunities which boast uncommonly high projected return on investments, you may be interested in investing in cryptocurrencies, which are also known as digital currencies.

Apart from their projected high ROI rates, why are cryptocurrencies such a great investment? Digital currencies meet a growing demand from international consumers to be able to have greater control over their funds, without having their financial information shared with government organizations or banks.

Another reason why digital currencies are projected to continue to increase in share price is that they can be used in a wide variety of countries, whereas most currencies are limited to use in a small number of countries. Which makes cryptocurrencies, a popular choice for consumers in an increasingly global society.

2. Property investment

Regardless of the current property market, investing in property remains one of the wisest ways to invest your money. If you’re interested there are two different investment strategies which you may want to implement, you may choose to purchase inexpensive properties which you plan to renovate and sell for a quick profit. Or you may be more keen to purchase property which you plan to hold on to for the foreseeable future, in the hopes of one day selling your property for a significant profit.

If you choose the latter option, of holding on to your investment properties, you may want to consider renting your property out in the meantime, in order to bring in a decent amount of passive income.

3. Gold and silver

If you don’t want to commit to investing hundreds of thousands of dollars into a property and would prefer to invest in tangible items rather than theoretical items such as cryptocurrencies you may want to consider investing a portion of your disposable income into purchasing gold and silver stocks. As both gold and silver are non-renewable resources which will only increase in value in the long term and are a relatively safe investment option which you can trust in.

As both gold and silver share prices fluctuate slightly but remain on the rise in the long term, it’s well worth watching gold and silver share prices over a month to learn how to identify when it’s the best time to invest your hard earned money in purchasing gold and silver stocks. As ideally, you want to purchase your gold and silver stocks when their share price is as low as possible!

So if you’ve made the brave decision to try and invest some of your disposable income, in the hopes of making a reasonable return on investment, it’s definitely well worth investing in all 3 of the lucrative investment opportunities listed above!

To learn the top tips on Penny Stock Investments from 60Degree, click here.

The Latest Fashion Trends to Follow!

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If you use fashion as a way of expressing your unique personality, chances are that you love keeping up to date with the latest fashion trends. If you’re keen to purchase a few trendy pieces of fashion to update your closet for the coming season, continue reading to discover 6 key fashion trends to experiment with.

The Latest Fashion Trends to Follow: 6 Of the latest fashion trends to shop this season

1. Leather loafers

Leather loafers are set to make a comeback in 2018 and can be just as easily teamed with a pair of blue jeans and a white v neck shirt as professional business attire. Ladies may also be interested in feminine loafers which boast an attractive pointed toe.

2. Crossbody style bags

In 2018 messenger-style crossbody bags will increase in popularity for men, while smaller, crossbody style purses will become the latest it accessory for women to carry. As a bonus not only are crossbody style bags incredibly chic but they are also remarkably practical and free up both of your hands. Which will make answering a phone call, or reaching for your wallet a lot easier, than if you were to carry a traditional bag.

3. Color-blocking

If you’re not afraid of wearing a bright outfit, you may be interested in following the recent color-blocking trend, which involves wearing several bright hues in a single outfit. If you’re a confident trendsetter, you may vent want to consider wearing a single clothing item such as a mini-dress, which features three bold blocks of color such as red, blue and white.

4. White tennis shoes

While it may have been a fashion faux pas in the past to pair a glamorous maxi dress with a pair of white tennis shoes, in the last few months a wide variety of A-list celebrities and international supermodels have taken to wearing clunky white tennis shoes with smart casual outfits. Instead of with their yoga pants and crop tops.

5. Semi-transparent fabrics

As the weather warms up, expect to see semi-transparent fabrics become increasingly popular as they offer a great way to layer up and showcase your unique sense of style, while ensuring that you keep cool, calm and collected. Semi-transparent jackets and shirts are also a great option on inclement days when it’s too warm to wear a trench coat, a denim jacket or a leather jacket but too cold to go without a second layer.

6. Headbands

If you thought you’re too old to rock a statement headband, think again. While headbands haven’t featured as a trend for grown-up women for several years, expect headbands to be sold by all of your favorite brands this year. If you’re looking to experiment with a more mature version of one of your favorite childhood trends, you may want to purchase a thin silk scarf, which you can use as a makeshift DIY headband. Which will make you feel as if you’re a famous movie star vacationing on the French Riveria.

So simply choose the trend, which interests you the most and start shopping to find the ideal piece to add to your closet, this season.

Business Tips For Entrepreneurs

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In order to ensure that your businesses thrive and flourish, continue reading to discover a wide variety of invaluable business tips, which will give your businesses the best possible chances of succeeding.


Business Tips for Entrepreneurs

1. Don’t be afraid to take calculated risks

If you’re planning on launching a new business, the only possible way in which you can succeed in building a thriving business is to be willing to take calculated risks. As even the initial task of launching a business involves a high degree of risk.

While you may not want to take risks which aren’t well thought out, it’s well worth being quick to make wise, calculated risks. As if you wait too long to follow a lucrative vision, you may well miss out on your opportunity to make a small fortune. As time waits for no man and woman and if you don’t follow through on an amazing idea, someone else may launch a company with the same idea.

2. Employ talented, driven individuals who share your vision for your company

Your business ventures will have a far higher chance of growing from strength to strength, if you make an effort to find and employ talented, driven, hard-working individuals who understand and are passionate about your unique vision for your business.

Also, choose to hire individuals based on their character instead of their experience level as you can always train individuals but you can’t teach an individual to change the way which they think, feel and operate.

3. Don’t be afraid to let go of staff members who don’t share your vision for your company

If particular staff members aren’t excited about your innovative vision for the future of your company and its products and services, do yourself and your business a favor and lay them off. As your business will only succeed if your staff members are excited by your business and it’s unique products and services.

4. Initially, invest as much of your own time into your business as humanly possible

The more time you invest in your business, in its initial stages, the more likely your business is to flourish as businesses which aren’t well managed, tend to fail in the first few months of operation. Just think, if you invest as much of your spare time into your business as you can now, in a few years your business should be able to run itself, which will give you all the time in the world to relax and travel the world!

5. Learn as much as you can about your customer base

In order to succeed as a businesswoman or man, it’s crucial to spend funds on market research in order to thoroughly understand what your clients are looking for. So that you can tailor your business to fit your customer’s expectations.

6. Don’t make the same mistake, multiple times

While it may be fine to make a mistake once, there’s no reason why you should continue to make the same mistake over and over.

So if you’re passionate about business and are determined to launch successful businesses, it’s well worth taking the six pieces of advice listed above to heart.

The Hottest Travel Destinations Of 2018

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If you’re curious about which travel destinations are set to rise in popularity in 2018, it’s well worth continuing reading to discover a few of the hottest travel destinations of 2018. All of which are definitely worth exploring on a trip of an adventurous trip of a lifetime.

The Hottest Travel Destinations of 2018:

1. Havana, Cuba

If you’re looking to visit a Carribean destination which boasts endless white sand beaches and a rich, vibrant culture, it’s well worth flying to Havana.

Whilst in Havana it’s well worth renting a classic 1950s American car as in the past few decades, strict import regulations have prevented locals from importing brand new cars. As you drive down Havanas streets, you’ll be wowed by the brightly painted art deco buildings which you’ll pass.

2. Milan, Italy

Milan is an underrated tourist destination as most foreign visitors to Italy, choose to head to Rome or Venice instead. If you appreciate fine art, it’s well worth visiting the Santa Maria Delle Grazie Covent, which houses one of Leonardo da Vinci’s finest pieces of art The Last Supper.

As Milan is known as the fashion capital of Italy, it’s also well worth treating yourself to a few souvenirs from some of Milan’s myriad of high-end boutique stores. Which truly offer something for everyone!

3. Cape Town, South Africa

If you’re keen to tick a trip to Africa off your bucket list, it’s well worth booking a flight to Cape Town. Not only is Cape Town known for its stunning coastline, which boasts world-class surf beaches, which are overlooked by Table Mountain but Cape Town also boasts numerous world-class hiking tracks. As well as a wide variety of world-class restaurants, cafes, and bars. So if you love the great outdoors and have a healthy sense of adventure it’s well worth visiting Cape Town this year.

4. Boracay, the Philippines

Boracay is an idyllic, tranquil island which is located in the Philippines and offers plenty of clean, white sand beaches to lay your beach towel on. Better yet as Boracay offers miles of picture-perfect beaches, you’ll be able to find a section of a beach which you can call your own and which you won’t have to share with other groups of tourists. If you find Thailand’s beaches too crowded it’s well worth visiting Boracay.

5. Negril, Jamaica

If your idea of a dream vacation is heading to a five-star beach resort in the Carribean, it’s well worth exploring Negril, which is located in sunny, friendly Jamaica. As well as offering a 7-mile white sand beach, which is popular with international tourists and locals alike, Negril also boasts a protected lagoon which is teeming with marine life and the perfect location to spend an afternoon snorkeling.

So if you’re keen to plan a trip to one of 2018’s hottest travel destinations before the rest of the world discovers your dream destination, it’s definitely well worth booking a vacation to one of the above travel destinations as soon as possible. As it’s never too early to book a fun-filled vacation of a lifetime.

How To Get Fit: 5 Pain-Free Workout Tips

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If you’re interested in increasing your current level of fitness, without ending up sore and exhausted, simply continue reading to discover 5 pain-free workout tips, which will transform your body and your mind. Within a short period of time.

How to Get Fit: 5 Pain-free Workout Tips!

1. Try to fit a workout out in, first thing in the mornings

If you traditional work out in the evenings, after a long day at work, you may find that you have more energy to complete a focused, intense work out in the mornings. As an added bonus, if you work out in the mornings, you should experience an energy boost, which will help you focus and which will keep you alert for the rest of your day.

2. Get into the habit of completing a Pilates work out, three times per week

If you’re looking to lose weight or significantly increase your current level of fitness, it’s well worth incorporating three, 20 minute Pilates sessions into your weekly exercise routine. As while cardio, will help you achieve the lean, toned body of your dreams, Pilates is also a useful exercise as it will help you strengthen your core and sculpt long lean limbs.

3. Find fun new ways to workout with your friends

It’s well worth finding fun ways to workout with your friends after work or in the weekend. As if you workout with your friends, it won’t feel like so much of a chore. Examples, of fun workout ideas which you may want to consider include stand up paddle boarding classes, spin classes, rock climbing sessions and cycling trips. Alternatively, you might be interested in training for a fun run or a half marathon with one of your fitness buddies.

4. Take the stairs, whenever you can

While it may be quicker to take an elevator to your chosen floor, you’ll work to increase your fitness, every time you choose to forgo taking an elevator for climbing a few flights of stairs. Remember, that while it’s important to complete gym workouts, it’s also worth finding quick ways to get your heart pumping, throughout the day.

5. Walk short distances, instead of relying on your car

You can also increase your fitness by a substantial amount by choosing to walk distances which are shorter than 1.5 miles, instead of taking your car. As an example, if you’ve parked your call at a shopping center and plan on using your car to drive 1 mile to another store, it’s well worth leaving your car in the car park and walking. Which will increase the number of steps which you will accumulate in a day. Remember that the average human being should aim to walk at least 10,000 steps per day.

Contrary to popular belief, you don’t have to suffer countless hours in a hot, sweaty gym in order to increase your fitness level and obtain your dream body. If your ultimate goal is to increase your fitness and sculpt the body of your dreams it’s well worth implementing the 5 fitness tips listed above.

How To Survive Home Renovations

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If you’re currently in the process of planning an upcoming home renovation project, you may be interested in discovering a few handy tips, which will help you survive your home renovation. As not only can a home renovation hurt your pocket but if you don’t plan your project carefully, you may also find yourself feeling tired and stressed out!

How to survive home renovations:

1. If possible move out of your home for the duration of your home renovation

If your home renovation involves giving your kitchen or your bathroom a makeover, it’s well worth considering temporarily moving to a hotel room or a rented apartment, so that you won’t have to work around not having a functioning bathroom or kitchen.
You may also find it more peaceful and relaxing to live in a construction-free zone, instead of attempting to go about your everyday life, whilst builders and decorators are working in your home. So if you don’t want to be woken up in the weekends by construction-related noises, it’s well worth either booking a hotel room to stay in or renting a furnished apartment.

2. If moving out of your home isn’t an option, set up a makeshift kitchen

If your budget is a little tight and you can’t justify the cost of temporarily moving out of your home for the period of your home renovation, you may want to set up a temporary kitchen. Which boasts a microwave and a jug, so that you can make simple meals, whilst your kitchen is given a stylish, modern makeover!

3. Make sure that you have extra money to spend on any unexpected costs that may arise

While you may be tempted to budget every dollar of available cash, it’s far wiser to leave a few thousand dollars to pay for any unexpected costs which may arise as a result of your renovations. As the last thing you want is for one of your builders or renovators to complete half a job, as you can’t afford to pay their entire bill. If you don’t have a few thousand dollars spare to use as a cushion for your renovation project, it’s well worth delaying your upcoming renovation project’s start date.

4. Make sure to take good care of yourself

While renovations are taking place, it’s important to take good care of yourself, so that you’ll be better equipped to handle any challenges which may arise during your renovation project. As an example, it’s a wise move to ensure that you get a minimum of 8 hours quality sleep per night and ensure to get a bit of fresh air on a daily basis. You may also find that exercising on a daily basis, will help increase your mood and will decrease your stress levels.

So if you’re determined to ensure that your home renovation is as painless a process as possible, it’s definitely worth taking note of the four handy tips listed above. Which are guaranteed to help you survive the process of renovating your home!

Budgeting Tips For Everyone: 4 Tips To Follow

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No matter whether you’re saving for a house, a dream vacation or your child’s education, simply continue reading to discover 4 budgeting tips which will help you save for your dream.

Budgeting Tips for Everyone: 4 Tips to Follow

1. Keep every receipt which you are given

If you still use a mixture of cash and cards to pay for your purchases, it’s well worth keeping on to every receipt which you are given. That way at the end of each week you can tally up all of the money which you have spent.

Alternatively, you may prefer tallying up how much money you spend on a daily basis so that it’s easier to tally up your weekly expenditure at the end of each week. Either way, just remember to factor in any money which you spend online to your weekly expenditure.

2. Consider downloading a free budgeting app to help you track your spending

One way to record all of your expenses, without using a pen and paper is to download a free budgeting app, which will make keeping track of your spending simple. This is a great option if you make frequent purchases, such as cups of coffee or meals out in a single day.

3. Make sure to take care of your basic needs before your wants

While you may be tempted to purchase luxuries such as brand new shoes and meals out, as soon as you receive your pay, it’s far wiser to make sure that all of your basic needs are covered first. Basic needs include your rent or mortgage payments, your power bill, medical bills and grocery bill.

Once you’ve paid for these essential expenses, it’s well worth transferring a portion of your leftover disposable income to your long-term savings account. Once you have taken care of your basic needs and saved a proportion of your income, you’ll be able to save the rest of your disposable income on luxury items, such as new clothes and entertainment.

4. Take a good look at your purchases for the past month

By looking at your purchases for the past month you should be able to see which areas, you’re spending far too much money on. As an example, you may pay over $100 per month on an expensive cable subscription, when you already have a much cheaper Netflix subscription.

Alternatively, you may find that you spend far too much money on nights out with your friends and may be able to save money by inviting your friends over to your home for social engagements.

So if you’re looking for ways to cut costs, it’s well worth assessing all of the items which you’ve spent money on in the past month.

So whether you’re currently saving for a house deposit, a dream vacation or your child’s college education, it’s definitely well worth using the advice given in all four of the budgeting tips listed above. All of which are proven ways of budgeting your disposable income so that you’re able to save as much of your income as possible!

How To Save Money: 4 Smart Ways To Save Money

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If you’re sick of spending all of your disposable income and failing to save a proportion of your income, simply continue reading to discover 4 smart ways to save money on a weekly basis.

How to Save Money: 4 Smart Ways to Save Money

1. Carry around cash, instead of using debit cards and credit cards

One way to ensure that you stick to your budget is to withdraw cash, for each event that you attend, to avoid overspending. As an example, if you head out on a shopping trip, it pays to withdraw your budget for the day in cash, so that you know exactly how much money you have to spend.

If you have reason to believe that you’ll still be tempted to use a card to purchase additional items, once you’ve spent your allocated budget, it’s well worth leaving your credit cards at home.

2. Always be on the lookout for special deals

Instead of paying full price for items, make a habit out of searching for sales and special deals. As an example, you may be stock up on essential, non-perishable items at your local grocery store when they are on sale or you may want to purchase a new television during a 30% off sale. You may even find that you can score half-price tickets to the movies, on a pre-determined day of the week.

If you try to avoid paying full price for items, you should find that you’re able to save hundreds or even thousands of dollars each year.

3. Don’t be put off purchasing generic branded items

If you have a habit of purchasing items, you may want to consider switching to purchasing generic items, which often offer the same level of quality as branded items at a fraction of the price. As examples, you may be interested in buying a generic branded washing machine or a generic branded box of cereal.

By switching to purchasing generic branded items, you should be able to save yourself thousands of dollars per year. Which will help keep your bank account’s balance healthy!

4. Don’t be too proud to purchase pre-loved items

While there may be a little bit of a stigma surrounding purchasing pre-loved items, you can often find high-quality pre-loved items, which are in near new condition, for a fraction of the price which you’d expect to pay in store. So if you’d rather purchase high-quality items over cheap items, which are likely to wear out or break down within a couple of months, it’s well worth exploring yard sales, online auctions and thrift stores for bargains.

As examples, you may be able to pick up a solid wood writing desk for $100 for your home office or a designer coat for under $50. You just never know, what you may be able to pick up.

So if you’re keen to save thousands of dollars per year, in order to save for your financial future, it’s well worth implementing all four of the proven money saving ideas which are listed above.