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How To Survive Home Renovations

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If you’re currently in the process of planning an upcoming home renovation project, you may be interested in discovering a few handy tips, which will help you survive your home renovation. As not only can a home renovation hurt your pocket but if you don’t plan your project carefully, you may also find yourself feeling tired and stressed out!

How to survive home renovations:

1. If possible move out of your home for the duration of your home renovation

If your home renovation involves giving your kitchen or your bathroom a makeover, it’s well worth considering temporarily moving to a hotel room or a rented apartment, so that you won’t have to work around not having a functioning bathroom or kitchen.
You may also find it more peaceful and relaxing to live in a construction-free zone, instead of attempting to go about your everyday life, whilst builders and decorators are working in your home. So if you don’t want to be woken up in the weekends by construction-related noises, it’s well worth either booking a hotel room to stay in or renting a furnished apartment.

2. If moving out of your home isn’t an option, set up a makeshift kitchen

If your budget is a little tight and you can’t justify the cost of temporarily moving out of your home for the period of your home renovation, you may want to set up a temporary kitchen. Which boasts a microwave and a jug, so that you can make simple meals, whilst your kitchen is given a stylish, modern makeover!

3. Make sure that you have extra money to spend on any unexpected costs that may arise

While you may be tempted to budget every dollar of available cash, it’s far wiser to leave a few thousand dollars to pay for any unexpected costs which may arise as a result of your renovations. As the last thing you want is for one of your builders or renovators to complete half a job, as you can’t afford to pay their entire bill. If you don’t have a few thousand dollars spare to use as a cushion for your renovation project, it’s well worth delaying your upcoming renovation project’s start date.

4. Make sure to take good care of yourself

While renovations are taking place, it’s important to take good care of yourself, so that you’ll be better equipped to handle any challenges which may arise during your renovation project. As an example, it’s a wise move to ensure that you get a minimum of 8 hours quality sleep per night and ensure to get a bit of fresh air on a daily basis. You may also find that exercising on a daily basis, will help increase your mood and will decrease your stress levels.

So if you’re determined to ensure that your home renovation is as painless a process as possible, it’s definitely worth taking note of the four handy tips listed above. Which are guaranteed to help you survive the process of renovating your home!

Budgeting Tips For Everyone: 4 Tips To Follow

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No matter whether you’re saving for a house, a dream vacation or your child’s education, simply continue reading to discover 4 budgeting tips which will help you save for your dream.

Budgeting Tips for Everyone: 4 Tips to Follow

1. Keep every receipt which you are given

If you still use a mixture of cash and cards to pay for your purchases, it’s well worth keeping on to every receipt which you are given. That way at the end of each week you can tally up all of the money which you have spent.

Alternatively, you may prefer tallying up how much money you spend on a daily basis so that it’s easier to tally up your weekly expenditure at the end of each week. Either way, just remember to factor in any money which you spend online to your weekly expenditure.

2. Consider downloading a free budgeting app to help you track your spending

One way to record all of your expenses, without using a pen and paper is to download a free budgeting app, which will make keeping track of your spending simple. This is a great option if you make frequent purchases, such as cups of coffee or meals out in a single day.

3. Make sure to take care of your basic needs before your wants

While you may be tempted to purchase luxuries such as brand new shoes and meals out, as soon as you receive your pay, it’s far wiser to make sure that all of your basic needs are covered first. Basic needs include your rent or mortgage payments, your power bill, medical bills and grocery bill.

Once you’ve paid for these essential expenses, it’s well worth transferring a portion of your leftover disposable income to your long-term savings account. Once you have taken care of your basic needs and saved a proportion of your income, you’ll be able to save the rest of your disposable income on luxury items, such as new clothes and entertainment.

4. Take a good look at your purchases for the past month

By looking at your purchases for the past month you should be able to see which areas, you’re spending far too much money on. As an example, you may pay over $100 per month on an expensive cable subscription, when you already have a much cheaper Netflix subscription.

Alternatively, you may find that you spend far too much money on nights out with your friends and may be able to save money by inviting your friends over to your home for social engagements.

So if you’re looking for ways to cut costs, it’s well worth assessing all of the items which you’ve spent money on in the past month.

So whether you’re currently saving for a house deposit, a dream vacation or your child’s college education, it’s definitely well worth using the advice given in all four of the budgeting tips listed above. All of which are proven ways of budgeting your disposable income so that you’re able to save as much of your income as possible!

How To Save Money: 4 Smart Ways To Save Money

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If you’re sick of spending all of your disposable income and failing to save a proportion of your income, simply continue reading to discover 4 smart ways to save money on a weekly basis.

How to Save Money: 4 Smart Ways to Save Money

1. Carry around cash, instead of using debit cards and credit cards

One way to ensure that you stick to your budget is to withdraw cash, for each event that you attend, to avoid overspending. As an example, if you head out on a shopping trip, it pays to withdraw your budget for the day in cash, so that you know exactly how much money you have to spend.

If you have reason to believe that you’ll still be tempted to use a card to purchase additional items, once you’ve spent your allocated budget, it’s well worth leaving your credit cards at home.

2. Always be on the lookout for special deals

Instead of paying full price for items, make a habit out of searching for sales and special deals. As an example, you may be stock up on essential, non-perishable items at your local grocery store when they are on sale or you may want to purchase a new television during a 30% off sale. You may even find that you can score half-price tickets to the movies, on a pre-determined day of the week.

If you try to avoid paying full price for items, you should find that you’re able to save hundreds or even thousands of dollars each year.

3. Don’t be put off purchasing generic branded items

If you have a habit of purchasing items, you may want to consider switching to purchasing generic items, which often offer the same level of quality as branded items at a fraction of the price. As examples, you may be interested in buying a generic branded washing machine or a generic branded box of cereal.

By switching to purchasing generic branded items, you should be able to save yourself thousands of dollars per year. Which will help keep your bank account’s balance healthy!

4. Don’t be too proud to purchase pre-loved items

While there may be a little bit of a stigma surrounding purchasing pre-loved items, you can often find high-quality pre-loved items, which are in near new condition, for a fraction of the price which you’d expect to pay in store. So if you’d rather purchase high-quality items over cheap items, which are likely to wear out or break down within a couple of months, it’s well worth exploring yard sales, online auctions and thrift stores for bargains.

As examples, you may be able to pick up a solid wood writing desk for $100 for your home office or a designer coat for under $50. You just never know, what you may be able to pick up.

So if you’re keen to save thousands of dollars per year, in order to save for your financial future, it’s well worth implementing all four of the proven money saving ideas which are listed above.