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Why Empowering Women like Nenadi Usman is Best for Countries like Nigeria

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Southern Kaduna District Senator Nenadi Esther Usman is an eloquent and astute leader who has proven that placing women in national leadership positions is smart because it can bring great benefits to the country of Nigeria. Here time spent representing her constituents and in various other national political roles sets a great example of what women can do when they are given an opportunity to lead. In examining her career, one can find many exemplary qualities she has exhibited that have led to her continued success. Here are some of those qualities.

Leadership:

Nenadi Usman has a proven track record of successful leadership. From her time in politics, she has swiftly moved up the ladder and assumed roles that required strong leaders. Every time she was called upon she promptly and decisively took charge and led her teams to victory. A few of her most prominent roles within the government include:

Minister of Finance

Member of the Presidential Transition Committee

Member of the PDP State Caucus

Senator of the Federal Republic

Director of Finance Goodluck/Sambo Campaign Organization

She was appointed to each of these positions because they required specialized skills and those who made the selection knew she had the special skills to tackle the job. Her success in each of these positions proves that their trust in her abilities was accurately placed.

Determination

Anyone who understands the complexity and uncertainty of politics knows that in order for anyone in that field to be successful, that person must be driven and determined. Nenadi Usman has always been prepared to fight for whatever position she and her party assumed period throughout the times when it seemed as if a victory was not available, Ms. Usman continue to lead the charge and keep everyone focused on a victory. This was the case with both local goals and national elections. And this determination did not end with her. She has been able to make everyone around her more determined and effective leading to her party winning national election campaigns. These successes can count her determination is one of the core reasons why they occurred.

Optimism

Throughout her career she has espoused a love for Nigeria and a belief that the best days for the country are ahead.  She puts this belief to work in every conversation she has and every initiative she undertakes for the country. This optimism drives her to continue to fight through any opposition or disappointments. She believes that provision of Nigeria which is proud, stable and economically prosperous is one that can be detained. All of her efforts of focusing on the cheating this vision for the people of Nigeria.

Many politicians offer a bright vision for the future then once they come into office they abandon it for politics as usual. There are very few like Nenadi Usman who take their bright vision and immediately begin implementing it. She proves that women can lead, and in fact are often the best leaders.

David Baer Attorney – How to Select the Right Attorney for Your Business

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As an entrepreneur your company is more than just the place that you go to every day of the week, it is also your livelihood and the source of income for your entire family. You work hard to keep your business successful, to serve your customers well and to be a place where your employees feel proud to work.

One important job that every entrepreneur has is to make sure that their business is protected legally. This requires hiring a lawyer like David Baer Attorney who can provide great legal advice, legal protections for the business, its employees and its assets, and if necessary launch and protect the business from lawsuits. For this reason it is important for the business to hire reputable and confident attorneys. The right attorneys will make sure that every legal matter relating to the company is taken care of. Here is how you select the right attorney for your business.

Make Sure They are Seasoned

The first order of business is to make sure that the law firms that you are considering each have a long history of experience in business law. This will say to you that the law firm has experience and dealing with a broad range of issues over long periods of time. Since laws are constantly changing, a law firm with a long history will give you knowledge on where things are today and how they got their overtime. This can be critical in the event that is litigation launched on your behalf or against you.

Make Sure They have the Right Experience

The law firm having a long history of successfully working on behalf of their clients is a core requirement for your hiring them. What is equally important is that they have a long history of successfully conducting business in the areas that you will need. Some law firms focus on business litigation, while others focus on contract law and registration. Make sure that the law firm that you select has expertise in the areas that you require for your business. They should also clearly understand and have a history and working in your specific industry so that they can advise you based on their knowledge rather than guessing what might be the right course of action for your company.

Check References

Checking references gives you a clear understanding of what the law firms clients are saying about them. You can go online and find information about nearly any business. This is certainly the case for law firms. Do your research and find out if clients are happy with their work or dissatisfied. Also check the law firm’s website. Reputable law firms consistently add client reviews on their website as well as any important victories they have overseen for their clients. If you do not see this section on the law firm’s website, the odds are that they do not have anything good to say about themselves. Use this to determine whether you hire them or not.

Find a Local Law Firm

Your best bet is to hire a local a reputable law firm. For example if your companies in Minneapolis, Minnesota you should hire a law firm that is located in Minneapolis and not one of Minnesota’s other great cities. Hiring local will guarantee that the law firm understands the laws and environment where your company is located. If you need to go to court, they will know the judges and other legal professionals and likely have relationships with them that will work to your benefit.

The legal aspects of running a business are as important as any other area. Use this fact to hire a reputable Law Firm that can protect your business interest and make sure that you have great legal representation.

The Changing Trends Of Science In The Classroom

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Over the last few years it would be fair to say that there has been a real investment in science across the country. For a long time, Maths and English were seen as the core subjects, but now this is changing and it appears to be for the greater good.

These changes are very much prevalent in the classroom itself as well. This is the reason today’s post has been put together and we will now take a look at some of the obvious trends in relation to science in the classroom.

Experiments are now the key to everything

Once upon a time, textbooks were everything. Schools would invest much of their budget in these books, before asking children to learn from them and work through them through the course of the year.

Suffice to say, it was hardly an engaging experience. Children became bored and something which has the potential to be a fascinating subject was actually transformed into something that was pretty mundane.

Now, this is changing. Sure, there is a time and a place for textbooks and one has to think that they will always be seen as a tool in the classroom. However, there is now a lot more emphasis on conducting experiments in class. A quick look on the blog of S R Buzzi shows just how much some teachers invest in classroom experience and ultimately, the effect they have on the children participating in them. It means that schools have to invest more in equipment, than textbooks, but this practical application really can boost engagement and ultimately set them up better for real world science which relies heavily on experiments.

Sustainability is the buzzword

If you have kept tabs on the news over recent years, this next trend will not come as a surprise in the slightest. If we hone in on the first point we made, in relation to experiments, a lot of these experiments relate to sustainable topics.

For example, in physics, solar experiments are now commonplace. In chemistry, more of an emphasis on how various chemicals react in relation to the environment is placed upon.

In short, the main objective for authorities around the world is to make it more sustainable. This process starts in the science lab, where children can learn about the fundamentals before applying it in later life.

It’s now been taught to children of all ages

A couple of decades ago and science was a topic that was just reserved for older children. If you were under 10-years-old, the amount of contact time you received in relation to science teaching was low to say the least.

Now, the authorities are attempting to open it up to children of all ages. Again, there is a direct link to the first point we made; experiments are key here as this is something which particularly keeps little minds interested in the subject. Of course, the experiments are relatively low-key, but are still sufficient to attract interest.

Best Gear To Bring With You When RVing In Oklahoma

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There are a lot of things you have to remember to bring with you when you go on vacation. You have to make sure you bring along clothing that’s appropriate for the weather, toiletries, things to keep the kids entertained, and more. You’ve got even more to remember if you’re renting an RV!

When you rent an RV, the sky is the limit when it comes to bringing stuff with you. Other vacations require you to leave your gear at home and rent it when you get there. With an RV, you can bring it all with you which will save you money, but it will also ensure you enjoy every moment of your vacation.

The question is, exactly what should you bring along for a vacation in the state of Oklahoma? Here are some of the best gear ideas so your family can get the most out of your vacation.

A Good Pair of Walking Shoes

A comfortable pair of walking shoes is a good idea no matter what kind of vacation you’re taking, but they are absolutely essential if you’re planning an RV vacation.

If you stay in a park, you and your family will be spending plenty of time on the trails, and a good pair of shoes can go a long way towards protecting your feet. If instead you decide to park the RV in the city, you’ll be hitting the pavement, and walking shoes are equally as important. Don’t leave them behind!

Bicycles

A bike is one of the handiest things to have with you when you go on vacation. Unfortunately, most vacations don’t allow you to take your bike with you. Instead, you’re forced to spend money renting a bicycle when you get to your destination.

There’s no need to rent a bike when you drive an RV! Not only will bringing your bike help you save money, it enables you to bring the bike you’re most comfortable with. That’s important if you spent a lot of money on comfortable all-purpose bikes for the whole family.

Canoes and Kayaks

There is no shortage of lakes in Oklahoma. From the massive Eufaula Lake that is nearly 160 square miles to smaller lakes like Lake Murray and Lake Hefner, there are plenty of watery areas to explore. Why not do it in a canoe or a kayak!

Not all natural areas allow you to rent kayaks, so bringing your own along is a great way to do a little exploring off the beaten path. If you’re particularly adept at canoeing and kayaking, you can even hit some of the lakes and streams in Oklahoma.

Fishing Gear

It isn’t uncommon for vacationers to come across a lake or a pond and wish they had their fishing gear. A traditional vacation that requires taking a plane or a car usually means leaving all that fishing gear behind. You don’t have to when you drive an RV!

While some of the family is out on the lake in a canoe, you can stick to the shore and do a little fishing. A few of the best fishing spots in the state include:

  • Lake Texoma is a great place to catch catfish and largemouth bass
  • Flint Creek is a gorgeous stream that’s perfect for catching smallies
  • Deep Fork River is a great place to catch catfish from your kayak
  • Grand Lake is the perfect spot for crappie fishermen

The Right Cooking Tools

When most people think of gear, they spend all their time thinking about outdoor adventure gear. It’s true that you can pack tons of adventure gear in your RV, but don’t forget the most essential gear of all—cooking tools!

There are a lot of great kitchen tools out there. Your job is to figure out which ones are best in the RV. They include a(n):

  • Induction cooktop
  • Hand blender
  • Instant pot
  • Collapsible colander

Don’t forget to bring along the kind of cooking tools that work well outside. Marshmallow sticks, sandwich grills, and a cast iron pan are all great choices.

And don’t forget the aluminum foil! It can make cooking meals in the fire quick and easy, but it can also sharpen scissors, it can be molded into a funnel, and much more!

One of the great things about vacationing in an RV is that you can bring nearly anything you can imagine with you. Make sure you have all the gear you need to fully enjoy spending time with your family by bringing these items along.

 

 

 

 

 

 

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How To Avoid Bankruptcy In 2018

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Debt is a way of life for several people. It can be so overwhelming that bankruptcy appears to be the sole answer. Because bankruptcy can have such a traumatic effect on your credit score, Scottsdale bankruptcy lawyers recommend seeking other alternatives before filing for bankruptcy. If one of the following bankruptcy alternatives saves your credit, it’s better to take it, even if it will take more time or cost more to get rid of your debt.

Sell Some of Your Assets

Sell whatever you can spare and use the cash to pay off your debts. You should take action as soon as you notice that you can’t afford to make payments anymore. If you wait until you’re behind, it may be too late.

You can sell furniture, jewelry, and electronics on eBay, for example. Is this an extreme way to avoid bankruptcy? Maybe it is. Many people can’t get past the inconvenience of living without their material items, but you can adjust and it’s only for a short period of time. It will help you avoid bankruptcy and spare your credit.

Pay Your Way Out of Debt

Can you afford to pay off your debts over a predetermined period of time? If you take a closer look at your budget, you may be able to eliminate those non-essential luxuries such as cable or satellite television, landline and cell phones. These are examples of some expenses you can wipe out without too much hassle.

If you’re already living on a strapped budget, consider increasing your income by working overtime or part-time. Hobbies and skills can also help you get some extra money to avoid bankruptcy.

Ask Creditors For Help

Your creditors would rather get some money from you than no money at all. Let your creditors know you are having financial struggles and want to avoid bankruptcy at all costs. Express your willingness to pay the debt and ask if they can help ease the burden by lowering your monthly payment or decreasing your interest rate. Many credit card companies and banks have hardship programs designed for this type of situation.

Before you enter a hardship program, be sure that your monthly payment and interest rate actually go down. Otherwise, you could be stuck with an even higher minimum payment.

Pursue Consumer Credit Counseling

If you have no luck working with creditors on your own, find a professional. You can pursue a consumer credit counselor who has experience working with creditors to get your payment and interest rate lowered.

The new bankruptcy law requires credit counseling prior to bankruptcy filings anyway, so it’s worth strongly considering credit counseling as an alternative to bankruptcy.

Get Help From Family and Friends

Generally, borrowing money from family and friends is not a great idea. It’s been known to result in hardships and even end relationships. However, there is an exception to every rule, and bankruptcy is one. Take the time to calculate how much money you need to avoid bankruptcy. You should carefully consider how much you’re able to contribute, then ask friends and family to help you make up the difference. Generate a plan for how you will repay them once your financial situation has changed for the better.

Business Benefits Of Internal Audits

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The term “audit” is one that can pretty quickly strike fear in the heart of everyone in an organization, even though ultimately it can bring some significant business benefits. During an internal audit, there are opportunities for businesses to achieve a range of strategic objectives. Rather than trying to avoid internal audits, businesses are better off seeing the strategic objectives.

Internal Auditors are fully acquainted with the business of HCO and therefore are best suited to contribute towards improvements, especially when they are trained in the art & science of internal auditing. Internal Audits help in employees taking ownership of their processes. Internal Audit fosters teamwork. Internal audits provides excellent training ground for inculcating leadership qualities. Finally the Internal audits provide excellent framework for continuous improvement in providing effective (patient safety) and efficient (affordability) services to patients. AHPI Certification Centre.

First and foremost, when it comes to the logistics of an internal audit, having the right tools, technology and software in place can simplify things quite a bit. For example, having the best expense management software is going to make an internal audit a more efficient, value-creating process.

The following are some of the benefits of an internal audit.

Legal Compliance

Businesses that are subjected to various regulatory and compliance requirements have to regularly conduct internal audits. To be noncompliant can cause problems for a business in terms of the law, financial implications, and it can be damaging for branding.

Noncompliance can be something that starts out small and maybe is just the result of an oversight. However, when that noncompliance isn’t spotted, it can grow and become something much more damaging to the entire organization.

With internal audits, small problems can be identified sooner and dealt with proactively.

Process and Procedure Alignment

It’s good business sense to be able to show a clear link and sense of alignment between processes and procedures in an organization. When internal audits are done, and there are quality checks in place, this is easier to adhere to.

It’s also possible to align processes and procedures with what’s really being put into practice. In some of these cases, a business might gain the insight to know that their current processes and procedures aren’t the best option and there are better ways to do things.

Identifying Opportunity

Rather than looking at an internal audit as a way only to spot problems, it can be better to reframe the purpose of an internal audit. It can be something used to identify opportunities.

For example, going back to the example of expense management software—by conducting an internal audit, a business could see there are opportunities to cut costs or improve efficiency. Internal audits are a good way to get a detailed view of what’s happening in any particular area of a business, and a lot of times that visibility can create opportunities and positive change.

There can be ways to optimize the business, reduce waste, and improve overall efficiency discovered in internal audits as well.

Spotting Fraud

Finally, fraud can be a huge expense for many businesses, especially large ones. Unfortunately, many businesses don’t even realize fraud is happening until it’s too late. Fraud can affect a company not only financially, but also regarding culture. A culture where fraud is pervasive can be toxic and lacking in transparency.

An internal audit is a good way to see potential fraud, and deal with it head on while also implementing practices to avoid similar situations in the future.

 

 

 

 

 

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Five Perfect Gifts That Your Kids Will Love

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There are few things in the world that kids want more than presents. They can barely wait for that time of the year when the receive gifts, and then can’t stop talking about what they got. Well, why not surprise them with just the right gift at any time of the year? They’ll be absolutely happy, and they’ll love you even more for it. After all, they deserve it and just seeing their faces brighten should be more than enough reason to get them a gift.

Paint your own mug kit

Nobody is as creative as a child, and when that creativity is combined with paint and colours, then you have yourself one happy child. And once you give that child those artistic tools, anything can be its canvas, including mugs. Next time, when it’s time to have a tea party with friends, or drinking make-believe coffee, they won’t stop talking about the cool the mug that they’ve made thanks to an awesome present.

Make your own scrapbook

As the youngsters grow up, they create more and more memories with each passing hour and passing day. A fantastic present for them would be the opportunity to embed those memories so they can look upon them and remember how amazing life used to be as a child. It’s not only fun to make, but it will serve as a time-capsule for them, so they’ll remember everything they’ve been to, and it will all be thanks to the fantastic present you’ve given them.

Dog on a lead

If your child has always asked for a pet, you’re not sure if your child is ready for that kind of commitment, then the absolute perfect gift is a dog on a lead. When your child is playing with that toy, it will definitely feel like it’s walking a real dog down the street. It’s a fantastic assorted gift you can find over on The Works that’s got practically all of the benefits of a child playing with a pet, while without any of the downsides.

Any board game for kids

Board games have the potential to offer unlimited amounts of fun. There’s something fascinating to sit down and play with friends a game that takes place in a collective imagination, so your child is guaranteed to have a fantastic time. As they’re playing, they’ll constantly be reminded of who they got the present from, and will happily tell their friends about that. But what’s most important, they’ll have lots and lots of fun for a long time.

Construction Toys

There’s nothing that stimulates a child’s creativity more than building blocks. They’re fun, addictive, and allow your child to express itself in ways few things could allow. There’s just something magical about building something magnificent, from a child’s perspective, and the modifying it to something completely else. It’s a great feeling that every kid loves.

Toys and the like are excellent gifts for children. It will not only keep them busy and creative, but they’ll love you, even more, when they receive the gift. It’s truly wonderful to see a child happy and creative.

 

 

5 Of The Best Beaches Around The World

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If you love nothing more than exploring stunning beaches around the world and are always on the hunt for new beaches to explore, continue reading to discover 5 of the best beaches around the world to visit!

5 Of the Best Beaches Around the World:

1. Bondi Beach, Sydney, Australia

Bondi Beach is one of the most popular inner city beaches in the world and is one of Sydney’s most visited beaches. Bondi Beach is a picturesque, crescent shaped beach, which offers powder soft sand and a large grassy area, which is perfect for picnics and ball sports. As an added bonus as Bondi Beach boasts plenty of surf sized waves, Bondi Beach is also the perfect place to learn how to surf.

After a day spent sun bathing, surfing and swimming, it’s well worth visiting one of the numerous chic bars which lines Bondi Beach.

2. Santa Monica Beach, California, USA

Santa Monica Beach is one of the most popular beaches in southern California and offers three miles of golden sand. However what makes Santa Monica Beach a special destination to visit is its iconic pier, which has featured in numerous films such as “Forrest Gump” and which boasts an arcade, an amusement park which boasts a roller coaster and a Ferris wheel as well as an ice cream parlor and numerous bars and restaurants.

So if you’re looking to visit a beach which has more to offer than swimming, sunbathing and surfing it’s well worth visiting Santa Monica Beach.

3. Tulum Beach, Mexico

If you’ve always dreamed of exploring Mexico but aren’t sold on visiting Cancun, which often
features crowded beaches, it’s well worth heading to Tulum instead. Tulum Beach is located within a 90 minute drive of Cancun and offers far more free space to lay your beach towel down on.

If you’re sold on visiting Tulum, you may want to consider staying at one of the small, boutique hotels which backs on to Tulum Beach. If you’re looking to explore all that Tulum Beach has to offer, it’s also worth hiring a bicycle in order to ride along Tulum Beach’s stunning coast line.

4. Cala Macarella Beach, Menorca, Spain

Cala Macarella Beach is one of Spain’s best kept secrets and is located on Menorca’s south west coast. In order to explore Cala Macarella Beach, you’ll have to complete a two mile hike via the nearby sea cliffs or
hike through a forest in order to get to your private Spanish oasisWhich boasts warm, turquoise water, which is perfect for swimming in.

5. Hamdeok Beach, Jeju Island, South Korea

Hamdeok Beach is a natural white sand beach which is located on Jeju Island, which is a volcanic Island paradise which is located in South Korea. If you choose to head to Hamdeok Beach, make sure to visit the beach’s picturesque lighthouse.

So if you love nothing more than spending your free time on white sand beaches, you can’t go wrong
choosing to lay your beach towel down on any of the five world class beaches listed above.

The Best Investments Of 2018 Revealed

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Instead of placing all of your disposable income into a long-term savings account, it’s well worth using some of your well earned disposable income to invest in your financial future. As the potential benefits of the 3 great investment opportunities listed below are far greater than the projected benefits of saving your income in a long-term savings account. Especially as in recent years, banks have begun to offer laughably low-interest rates of around 2%.

The Best Investments of 2018 Revealed:

1. Cryptocurrencies

If you’re looking to invest a small proportion of your disposable income into lucrative investment opportunities which boast uncommonly high projected return on investments, you may be interested in investing in cryptocurrencies, which are also known as digital currencies.

Apart from their projected high ROI rates, why are cryptocurrencies such a great investment? Digital currencies meet a growing demand from international consumers to be able to have greater control over their funds, without having their financial information shared with government organizations or banks.

Another reason why digital currencies are projected to continue to increase in share price is that they can be used in a wide variety of countries, whereas most currencies are limited to use in a small number of countries. Which makes cryptocurrencies, a popular choice for consumers in an increasingly global society.

2. Property investment

Regardless of the current property market, investing in property remains one of the wisest ways to invest your money. If you’re interested there are two different investment strategies which you may want to implement, you may choose to purchase inexpensive properties which you plan to renovate and sell for a quick profit. Or you may be more keen to purchase property which you plan to hold on to for the foreseeable future, in the hopes of one day selling your property for a significant profit.

If you choose the latter option, of holding on to your investment properties, you may want to consider renting your property out in the meantime, in order to bring in a decent amount of passive income.

3. Gold and silver

If you don’t want to commit to investing hundreds of thousands of dollars into a property and would prefer to invest in tangible items rather than theoretical items such as cryptocurrencies you may want to consider investing a portion of your disposable income into purchasing gold and silver stocks. As both gold and silver are non-renewable resources which will only increase in value in the long term and are a relatively safe investment option which you can trust in.

As both gold and silver share prices fluctuate slightly but remain on the rise in the long term, it’s well worth watching gold and silver share prices over a month to learn how to identify when it’s the best time to invest your hard earned money in purchasing gold and silver stocks. As ideally, you want to purchase your gold and silver stocks when their share price is as low as possible!

So if you’ve made the brave decision to try and invest some of your disposable income, in the hopes of making a reasonable return on investment, it’s definitely well worth investing in all 3 of the lucrative investment opportunities listed above!

To learn the top tips on Penny Stock Investments from 60Degree, click here.

The Latest Fashion Trends to Follow!

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If you use fashion as a way of expressing your unique personality, chances are that you love keeping up to date with the latest fashion trends. If you’re keen to purchase a few trendy pieces of fashion to update your closet for the coming season, continue reading to discover 6 key fashion trends to experiment with.

The Latest Fashion Trends to Follow: 6 Of the latest fashion trends to shop this season

1. Leather loafers

Leather loafers are set to make a comeback in 2018 and can be just as easily teamed with a pair of blue jeans and a white v neck shirt as professional business attire. Ladies may also be interested in feminine loafers which boast an attractive pointed toe.

2. Crossbody style bags

In 2018 messenger-style crossbody bags will increase in popularity for men, while smaller, crossbody style purses will become the latest it accessory for women to carry. As a bonus not only are crossbody style bags incredibly chic but they are also remarkably practical and free up both of your hands. Which will make answering a phone call, or reaching for your wallet a lot easier, than if you were to carry a traditional bag.

3. Color-blocking

If you’re not afraid of wearing a bright outfit, you may be interested in following the recent color-blocking trend, which involves wearing several bright hues in a single outfit. If you’re a confident trendsetter, you may vent want to consider wearing a single clothing item such as a mini-dress, which features three bold blocks of color such as red, blue and white.

4. White tennis shoes

While it may have been a fashion faux pas in the past to pair a glamorous maxi dress with a pair of white tennis shoes, in the last few months a wide variety of A-list celebrities and international supermodels have taken to wearing clunky white tennis shoes with smart casual outfits. Instead of with their yoga pants and crop tops.

5. Semi-transparent fabrics

As the weather warms up, expect to see semi-transparent fabrics become increasingly popular as they offer a great way to layer up and showcase your unique sense of style, while ensuring that you keep cool, calm and collected. Semi-transparent jackets and shirts are also a great option on inclement days when it’s too warm to wear a trench coat, a denim jacket or a leather jacket but too cold to go without a second layer.

6. Headbands

If you thought you’re too old to rock a statement headband, think again. While headbands haven’t featured as a trend for grown-up women for several years, expect headbands to be sold by all of your favorite brands this year. If you’re looking to experiment with a more mature version of one of your favorite childhood trends, you may want to purchase a thin silk scarf, which you can use as a makeshift DIY headband. Which will make you feel as if you’re a famous movie star vacationing on the French Riveria.

So simply choose the trend, which interests you the most and start shopping to find the ideal piece to add to your closet, this season.